As the final days of 2025 wind down and Toronto sparkles with holiday lights, many of us are reflecting on what the new year might bring. For some, 2026 represents more than just a fresh calendar; it’s a chance to reset, reimagine and relocate.
If you’ve been dreaming of a new home, a new neighbourhood, or simply a new chapter, now is the perfect time to act. The Toronto real estate market is poised for a dynamic year ahead, and early movers will be best positioned to take advantage of new listings, shifting interest rates and emerging neighbourhood trends.
Why Early 2026 Is a Smart Time to Move
The start of the year is often overlooked in real estate, but it can be a golden window for buyers and sellers alike.
Here’s why:
Less Competition
Many buyers wait until spring, giving early movers a quieter market and more negotiating power.
Fresh Inventory
Sellers who list in January and February are often motivated, creating opportunities for savvy buyers.
Lifestyle Reset
A new home can align with new goals; whether it’s more space, less maintenance, or a better commute. Toronto’s ever-evolving neighbourhoods—from the revitalized waterfront to the family-friendly pockets of East York and the Junction—offer something for every lifestyle. Whether you're craving a condo with skyline views or a cozy semi with a backyard, 2026 could be your year to find it.
Your Quick-Start Checklist for a 2026 Move
If you’re even thinking about moving in the next few months, here’s how to get started:
1. Define Your “Why”
- Are you upsizing, downsizing, or relocating?
- What’s missing in your current space?
- What lifestyle changes are you planning for in 2026?
2. Get Financially Ready
- Meet with a mortgage advisor to understand your budget.
- Get pre-approved for a mortgage to strengthen your buying power.
- If selling, request a home valuation to understand your equity position.
3. Explore Neighbourhoods
- Visit open houses or book private showings in areas you’re curious about.
- Consider commute times, school zones, walkability, and future developments.
4. Declutter & Prepare
- Start organizing and simplifying your current space.
- Tackle small repairs and updates that could boost your home’s value.
- Begin gathering important documents (mortgage info, tax assessments, etc.).
5. Partner with the Right Team
- Connect with a trusted real estate team like Toste & Co—your local experts who understand the nuances of Toronto’s diverse market.
- A great agent will help you navigate listings, negotiate strategically, and time your move for maximum impact.
Let’s Make Your Move Happen
At Toste & Co, we believe that a new home is more than a transaction; it’s a transformation. Whether you’re ready to list in January or just starting to explore your options, we’re here to guide you with clarity, care, and confidence.
Ready to talk about your 2026 move? Reach out to Toste & Co today and let’s make your next chapter your best one yet.
